Liability insurance provides protection against claims resulting from injuries and damage to people and/or property.  The policies below 

cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable.

Pension Trustees Liability
Failure by trustees to perform these obligations or comply with legal requirements or exercise reasonable skill and care in their actions may put their personal assets at risk. This policy provides cover for the trustees, the employees, the employer company and the scheme itself in event of claims brought against them.

Directors’ & Officers’ Liability
This policy covers liability (or exposure to litigation) of corporate board members and officers arising out of their actions pertaining to the management duties of the corporation. It ensures the personal assets of corporate board members and officers [as well as the company’s corporate assets] from lawsuits arising out of their capacity as directors or officers of the cooperation.

Carriers and Warehouse Liability
This policy provides cover against legal Liability for loss or damage to property/goods or merchandise in the custody of the Insured, within the within the geographical limits and time of cover. It can also be extended to include cover for loss or damage to property in the store/bonded warehouse

Contractual Liability
This insurance protects the insured person in the event a loss occurs for which he has assumed liability, express or implied, under a written contract.

Products Liability
Products liability insurance relates to the client’s legal liabilities for bodily injury to persons or loss of or damage to material property caused by products or goods sold or supplied.

Employers Liability
Employers Liability Insurance protects employers against the risk of prosecution by employees in respect of work-related injuries.

Professional Liability
Also known as errors & omissions (E&O) Insurance, is a form of liability insurance that helps protect professional advice and service providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

Public Liability
Provides compensation to the client in respect of the financial consequence of legal liabilities towards third parties arising out of business activities. The law imposes a general duty of care on persons not to harm their neighbours.

Group Credit Life Assurance
It provides life cover to a group of borrowers of credit institutions (banks, retail finance providers etc.) with the life assured being the borrower and the credit institution being the beneficiary to the extent of the outstanding loan.